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Open Enrollment 2017

October 28- November 11, 2015

Our 2017 Benefits Open Enrollment period begins October 28th!  During the Open Enrollment period, all benefit-eligible employees must select their benefits for January 1, 2017, including those employees who want their benefits to remain the same and those employees who waive coverage.  Employees have the option to elect the same benefits, add or change benefits, waive coverage, and drop or add eligible dependents. The following benefits will be available:

  • Health Insurance
  • Dental Insurance
  • Flexible Spending
  • Voluntary Vision Insurance

For 2017, all employees must elect or waive the voluntary vision plan because of the new benefit plan with Uniview Vision. Your current vision elections will not move forward for 2016. For complete details, please see the voluntary vision plan information section below.

All benefit elections will become effective January 1, 2016 and remain in effect during the entire plan year unless the employee experiences a qualifying event such as marriage, birth/adoption of a child, or loss of other coverage. Please see the qualifying events summary for detailed information.

Open Enrollment Information Sessions

To be sure you fully understand our benefit plans and all of your choices; we will conduct the following information sessions:

Wednesday, November 4th at 10:00 a.m. in Pickle (Colket)
Wednesday, November 4th at 2:30 p.m. in Pickle (Colket)
Thursday, November 5th at 12:00 p.m. in Garrett (Colket)

Representatives from Express Scripts and UniCare Vision will be on hand to explain each program and answer any questions you may have. 

Benefit Enrollment Online

All benefit-eligible employees will select their benefits through their MyRoanoke account.  Once logged in, you can view your current benefit elections, level of coverage, the dependents you cover and the available benefit options for 2016. Please see the following link for complete instructions:   Benefit Enrollment Instructions

Health Plan Information

Roanoke College will continue to offer three medical plan options all offered through Anthem Blue Cross Blue Shield and all health plan benefits remain unchanged. 

All Anthem Health plan information is summarized below.

Health Plans Comparison

Health Insurance Rates 2016

Benefit Guide for All Roanoke College Health Plans

Summary of Benefits & Coverage for Roanoke College Health Insurance Plans

Prescription Drug Plan Change

Roanoke College will continue to offer prescription drug coverages through Express Scripts.  Beginning in 2016 Express Scripts will be expanding the list of preventive medications covered at 100% to include additional medications for heart disease, stroke, high blood pressure, and high cholesterol. The list of expanded preventive medications covered is listed below.

Preventive Medications List

Express Scripts has provided a link to their formulary for employees to check their prescriptions and to plan for any adjustment to their flexible spending contributions. Please see below to access the Express Scripts formulary.

2016 Express Scripts Formulary

Express Scripts Formulary Instructions

The Prescription Drug Rx copays will increase for all plans; below are the benefit changes.
Plan 1 PPO
Prescription Drug 4th tier coinsurance added for specialty medications.  Drug tiers 2 and 3 copays have increased with changes outlined below.

Retail: $10/$40/$60/20% up to a $200 per script max (from $10/$25/$40)
Mail Order: $10/$80/$110/20% up to $400 per script max (from $10/$50/$80)
Plans 4 PPO and Plan 9 HMO
Prescription Drug 4th tier coinsurance added for specialty medications.  Drug tiers 2 and 3 copays have increased with changes outlined below.

Deductible: $150/$300 on tiers 2 and 3
Retail: $10/$40/$60/20% up to a $200 per script max (from $10/$35/$55)
Mail Order: $10/$80/$120/20% up to $400 per script max (from $10/$70/$110)

As a reminder, you will receive a separate ID card from Express Scripts that will need to be presented to your pharmacy when filling any prescriptions beginning January 1st

Please see below for prescription plan highlights.

Plan 1 PPO
Plan 4 PPO
Plan 9 HMO

Dental Plan Information

Roanoke College will continue to offer two dental plans through Ameritas Group and all dental benefits remain unchanged.  Dental benefits for Low and High Option are summarized below.

Ameritas Dental Insurance Plans - Low & High Option

Dental Insurance Rates 2016

Voluntary Vision Plan Information (NEW)

Effective January 1, 2016, voluntary vision will be offered through our new partnership with Uniview Vision. Uniview offers enhanced benefits which include benefits for both eyeglass lenses and contact lenses in the same year, increased out-of-network allowances and no formulary for frames or contact lenses. 

UniView Vision Plan Benefit Summary 

Vision Insurance Rates 2016

UniView Vision Benefits FAQ's

To find a UniView Vision provider in your area: 

  1. Go to the UniView Vision website at

  2. Under Useful Tools, select Find A Doctor

  3. Select Large Group and your type of plan, and UniView Vsion as your plan

Flexible Spending Information

Our flexible spending plan continues to be managed by LD&B Benefits Administrators located in Harrisonburg, VA.  Employees now have use of a "Benny" card. This card acts much like a debit card tied directly to your flexible spending accounts. When presented at your doctor's office and pharmacy, your medical charges are automatically deducted from your designated healthcare flexible spending balance.  If you currently participate in flexible spending, you should retain your Benny Card for use in the new plan year.   

Another feature of LD&B is that you will have immediate access to your account balances online through the LD&B website.  Upon enrollment into the flexible spending plan, employees will be issued a PIN number that will allow access to submit claims and view balances.  For more information regarding flexible spending accounts, please take time to view our Flex Spending Summary or Flex Benefits Enrollment Information

NEW THIS YEAR:   As previously announced, the College will allow employees to roll over any remaining balance up to $500 beginning with the 2016 plan year.  You will continue to have a three-month run out period after the end of the plan year (December 31, 2015) in order to file your claims for 2015.  Any remaining funds from your 2015 election (up to the $500 limit), will be included in your 2016 available balance.  Roll over funds are only available for health care expenses. 

If you are a current Flexible Spending participant, you must re-enroll each year through Benefit Enrollment Online. This benefit does not automatically continue each year.

For questions regarding Open Enrollment or any of our benefit offerings, please contact Human Resources: 375-2288, 375-2442, or 375-2455 or visit our office on the first floor of College Hall.