Flexible Spending Accounts & Health Savings Accounts

Flexible Spending Accounts

Our flexible spending plan continues to be managed by LD&B Benefits Administrators located in Harrisonburg, VA.  Employees now have use of a LD&B benefit card. This card acts much like a debit card tied directly to your flexible spending accounts. When presented at your doctor's office and pharmacy, your medical charges are automatically deducted from your designated healthcare flexible spending balance.  If you currently participate in flexible spending, you should retain your LD&B Benefit Card for use in the new plan year.   

Another feature of LD&B is that you will have immediate access to your account balances online through the LD&B website.  Upon enrollment into the flexible spending plan, employees will be issued a PIN number that will allow access to submit claims and view balances.  For more information regarding flexible spending accounts, please take time to view our  Flex Benefits Enrollment Kit

The College will continue to allow employees to roll over any remaining balance up to $550 for the 2021 plan year.  You will continue to have a three-month run out period after the end of the plan year (December 31, 2020) in order to file your claims for 2020.  Any remaining funds from your 2020 election (up to the $550 limit), will be included in your 2021 available balance.  Roll over funds are only available for health care expenses.

Flexible Spending Customer Service:

LD&B (Flexible Spending Administrator) (800) 366-3846

LD&B Website - Flexible Spending Administrator

Flexible Spending - Healthcare Claim Form

Flexible Spending - Dependent Care Claim Form

Flexible Spending - Direct Deposit Form


Health Savings Account

With our HDHP plan, the college also offers a Health Savings Account administered by Health Savings Administrators.For 2021, you can contribute $3,6000 if you have employee only coverage or $7,200 if you have family coverage. Individuals age 55 or older can also make a catch-up contribution of $1,000 anytime during the year in which you turn 55.  
Please visit the Health Savings Administrators website for FAQs; information on how HSAs work; to find out what expenses are eligible and for access to savings calculators. You'll also find brief videos on a number of topics including how to set up your account, and how to invest and withdraw funds. HSA Administrators Customer Service is also available to answer any questions you might have about your account or how to open an HSA.  Please call 888-354-0697 or email them at askus@HealthSavings.com.  

All HSA information is summarized below. If you wish to enroll in the High Deductible Health Plan (Plan 7) with the Health Savings Account (HSA), and have remaining funds from the prior years FSA account you are eligible only for a "Limited Purpose" Flexible Spending Account. The eligible expenses under the "limited purpose" account are vision and dental charges that are not covered by your insurance. The College will automatically concert you if you enroll in Plan 7.

HSA Customer Service:

HealthSavings Administrators (HSA Administrator) (800) 354-9168
Debit Card Balance (855) 284-9168
Fraud/Lost Card (855) 707-7477

HSA Member Brochure 

HSA Website - Health Savings Administrator

Click Here to Access HSA Forms

Please Click Here to Access Plan Documents