Life & Disability Insurance
Life Insurance
Employee Basic Life Insurance
The College provides employees with life insurance equal to one times the employee's annual salary rounded to the next $1,000 up to a maximum amount of $200,000. and includes AD&D (accidental death & dismemberment) coverage.
Voluntary Life Insurance
The College offers optional voluntary term life insurance for employees, their spouses and dependent children. This coverage is paid by the employee through payroll deduction. See below for detailed information on premiums and information on applying for coverage.
Life Insurance Benefit Summary
Voluntary Life Premium Worksheet
Applying for Voluntary Life Insurance Coverage
To apply for voluntary term life insurance outside of your initial eligibility, you will need to complete medical underwriting. To begin this process please compete Evidence of Insurability (EOI) Form (located below).
Once the Evidence of Insurability (EOI) form have been received the insurance company, The Hartford will evaluate the application, health information, and other info provided and follow up should any additional information be needed.
Disability Insurance
Short-Term Disability
All full-time and part-time regular staff will become eligible for short-term disability insurance after 6 months of service. Please see the short-term disability plan summary for the details of coverage.
Faculty short-term disability and medical leave is outlined in the faculty handbook.
Long-Term Disability
An employee is eligible for long-term disability insurance after one year of service. The disability plan is designed to protect you and your family from financial hardship caused by loss of income, and the premium is paid by the college. Please see the long-term disability benefit summary for the details of coverage.
Supplemental Voluntary Insurance
The College also offers Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance as an additional supplemental insurance benefits for benefits eligible employees. Please below for more details.
Critical Illness Insurance Summary
Hospital Indemnity Insurance Summary - Low Option
Hospital Indemnity Insurance Summary - High Option
For questions regarding your life insurance coverage at Roanoke College, please contact Human Resources at 540-375-2442.